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Many addiction care facilities are insurance friendly, and accept a wide array of insurances. Insurance companies are quite recently opening their policies to include treatment for alcohol and drug addiction. The changes in national law and the changing political climate has made treatment for addiction a national healthcare priority. To fulfill this priority, most care centers work within a network of reimbursement agencies, care management systems, and insurance companies to make sure that most or all of a patient’s stay is covered.

Until very recently considerations such as “out of network” care, “prior authorization,” or “pre-existing conditions” were impenetrable armor insurance companies and healthcare management organizations used to deny people care. With the advent of the ACA, it’s much harder for them to do so now, and treatment facilities are open, willing and able to work with insurance companies directly to get the best care at the best rate for the client.

Again, in many cases, care will be covered to the limit of the benefits that are part of the client’s insurance coverage. Remaining costs can be addressed through self-pay, scholarships, and payment by credit.

 

With more and more addiction rehabs accepting insurance, the high quality care, once only available to the very wealthy, is becoming available to the masses.  To find out what is covered by your insurance provider, its often as simple as placing a phone call to the treatment center of your choice and having them verify your benefits for you.

 

Treatment centers are required to collect the deductible on most policies, but the out of pockets are minimal when compared to paying for treatment entirely out of pocket.

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