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Private pay, also known as “self-pay”, is an attractive option for many people who can defray the cost of care through their own means. People often imagine private pay as paying cash for an entire course of care up front. That can be the case if a person or family has the means to do so. Often however it refers to a down payment, with the terms of monthly payments being decided at that time.
It’s not at all uncommon, and the down payment is not a burden. The down payment itself can be in whole or partly financed by a bank or other lending agency. There are in fact bank loans with lending subsidiaries wholly devoted to paying for the cost of medical healthcare. Sometimes these loans become even more attractive if they are offered for the entire sum of a course of treatment. Deferred payment and excellent interest rates are available on loans.
Monarch Shores is the pinnacle of recovery where a good solid treatment approach comes together with the luxury and relaxation that comes with living on a bluff overlooking the Pacific Ocean in Southern Orange County. Call 877-721-2784 for availability
Trusted treatment with trusted results from our licensed residential addiction & mental health treatment center located ocean side in beautiful Malibu, CA. We extend our respect, safety, compassion, and hospitality to all who seek health, healing, & hope.
Allow us to help you, or your loved one, find the best treatment options available. ERP works with a large network of treatment centers allowing us to easily find a program that will be the best fit for each specific client.
We offer a holistic program designed to give each client the tools they need to achieve their goals for a healthy lifestyle. Our supportive environment and experienced staff present the love and care you need. Call (800)596-3877 to learn more!
One of the points of difference between private pay and other forms of payment is that the lending institution’s agreements are to the client, not to the treatment facility. The client or client’s family maintains a payment arrangement with the treatment facility, and the down payment to the care facility is paid at the time the client enters care.
Now that the Affordable Care Act has abolished the concept of “pre-existing conditions,” more people than ever before are able to seek and receive care for addiction problems. Banks are thus able to offer more highly specialized loans to people seeking healthcare. It’s a good return on the investment. People who get well and establish strong recovery are able to return to work and maintain a lifestyle that is both comfortable and enjoyable.
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